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Get a Replacement Credit Card with O1ne Mortgage

At O1ne Mortgage, we prioritize your financial well-being and aim to provide you with the best mortgage-related services. If you need assistance with your mortgage, feel free to call us at 213-732-3074. Below, we offer some helpful tips on how to handle a lost, stolen, or damaged credit card.

Steps to Get a Replacement Credit Card

1. Contact Your Card Issuer

If you need a new credit card, you can request one through your card issuer’s mobile app, website, or by phone. If your card is damaged or compromised, call the number on the back of the card or check your online account for the correct contact information. You will need to provide personal details such as your name, address, birth date, and Social Security number to verify your identity. Depending on the situation, you may receive a new card with the same or a different account number.

2. Shred Your Old Credit Card

Once you receive your new card, securely dispose of the old one. Use a shredder that can handle plastic cards, or destroy the EMV or RFID chip and demagnetize the magnetic strip with a strong magnet. Cut the card into small pieces and dispose of them in different trash receptacles. For metal cards, contact your card issuer for a prepaid envelope or visit a bank branch for secure disposal.

3. Update Your Saved Payment Methods

After activating and signing your new card, update your credit card information on any websites or subscriptions where it is saved. This ensures you don’t miss any bill payments, avoiding late fees, penalties, or service cancellations. Some merchants may automatically update your card information, but it’s best to verify this yourself.

The Bottom Line

Dealing with a lost, stolen, or damaged credit card can be stressful, but the process of getting a replacement is straightforward. Follow the steps above to quickly get back to using your credit card without worry. For any mortgage-related needs, don’t hesitate to contact O1ne Mortgage at 213-732-3074. We’re here to help you every step of the way.

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